When we fly abroad we automatically leave our comfort zone, certainly when it comes to tourism in the days of Corona. Every trip abroad, no matter what its purpose – a business trip, a family visit or a vacation – entails risks, when unlike the normal situation, we are in a foreign country, far from what we are familiar with. In addition, many rights granted to us here in Israel are not periods in other countries, for example the National Health Insurance Law. True, travel insurance abroad is not mandatory, but it is important to purchase insurance before each trip to avoid large expenses and mental anguish in the event of an event that needs insurance coverage.
What does overseas travel insurance consist of and what does it cover?
Basic overseas travel insurance consists of two main coverages:
Medical coverage – coverage in case of illness or medical emergency. That is, financing the medical treatments that will be required of you during your stay abroad.
Luggage / Cargo Coverage: Cover in case of loss of luggage, theft or damage. Loss of luggage during a flight abroad is quite common, whether as a result of airlines’ mistake or maliciously.
Corona Coverage – coverage in case of flight cancellations and other unforeseen events.
In addition to these coverages, you can purchase extensions for basic travel insurance policies according to your need and the nature of the trip, for example: extensions for extreme sports, extensions for cell phone theft, extensions for pregnant women and more.
It is important to know that the policy for the trip is determined before the flight, and it is not possible to change or add clauses afterwards. It is therefore important to consider all possible scenarios and choose a comprehensive insurance policy that is tailored to your trip as much as possible. This way you can spend your vacation in peace and without unnecessary worries.